Well the next build slot is Feb-April 2010. We\u2019re sweating on holding on the deposit to secure it until we get confirmation of the loan from the bank \u2013 a few weeks off yet. OEC report that there is some customer competition too, with someone waiting for a property sale to go through to fund their deposit. It\u2019s tempting to take the \u00a32k non-refundable gamble as we run the real risk of paying for the loan but not having the vehicle for nearly a year . As the saying goes, \u2018you pays yer money and you takes yer chance\u2019 \u2013 or not as the case may be.<\/p>\n\n\n\n
So this \u2018cooling off\u2019 period gives us some time to consider the maths\u2026.<\/p>\n\n\n\n
We will be paying nearly \u00a38k a year for the next 14 years just to obtain the vehicle. We are budgeting that we\u2019ll need to raise up to \u00a320k for the big trip itself (and we\u2019re ignoring the loss of earnings during the sabbatical!) We are hoping to mitigate some of this financial pressure by overpaying as much as we can early on, and by tapping into any fundraising ventures that we can for the trip itself.<\/p>\n\n\n\n
Easily this would be enough money for us both to go to Africa for months each year during the loan period. Sobering.<\/p>\n\n\n\n
Cold feet? Not really as the sums add up still \u2013 and I still hold firm to the belief that one must underwrite projects such as this before looking to seek funding from other sources. It proves intent and realises the possibility of making the venture happen in the first place.<\/p>\n\n\n\n
I\u2019m sure that this will come back to haunt me when the wolf is at the door, and our holiday is a weekend in damp Cornish November. On the plus side a little austerity (we were there before the recession bound politicians) is actually quite a refreshing life change. Less takeaways, less beer equals less waist and a more active lifestyle \u2013 an unplanned benefit even at this early stage. It will be interesting to see whether my fortitude holds.<\/p>\n\n\n\n
I\u2019m hoping the next entry will be when we secure the slot by deposit.<\/p>\n","protected":false},"excerpt":{"rendered":"
Well the next build slot is Feb-April 2010. We\u2019re sweating on holding on the deposit to secure it until we get confirmation of the loan from the bank \u2013 a few weeks off yet. OEC report that there is some customer competition too, with someone waiting for a property sale to go through to fundContinue reading “The Sums don’t have to make sense, but they do need to add up\u2026.”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[19,18,43,16,8,42],"class_list":["post-134","post","type-post","status-publish","format-standard","hentry","category-preparation","tag-azalai","tag-build","tag-defender","tag-funding","tag-landrover","tag-van","entry"],"_links":{"self":[{"href":"http:\/\/www.harris.gb.net\/index.php?rest_route=\/wp\/v2\/posts\/134","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.harris.gb.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.harris.gb.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.harris.gb.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.harris.gb.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=134"}],"version-history":[{"count":1,"href":"http:\/\/www.harris.gb.net\/index.php?rest_route=\/wp\/v2\/posts\/134\/revisions"}],"predecessor-version":[{"id":135,"href":"http:\/\/www.harris.gb.net\/index.php?rest_route=\/wp\/v2\/posts\/134\/revisions\/135"}],"wp:attachment":[{"href":"http:\/\/www.harris.gb.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=134"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.harris.gb.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=134"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.harris.gb.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}